Second Appraiser Verification Certificate
(To be obtained in Duplicate for Gold Loan Verification During RFIA)
Date: {{ now()->format('d-M-Y') }}
QR Code
{{-- UPPER INFO TABLE --}}
Gold Loan A/c No {{ $customer->loan_number ?? 'N/A' }}
Ledger Folio No {{ $customer->ledger_folio_no ?? 'N/A' }}
Name & address of 1st appraiser {{ $admin->name }} — {{ $admin->address }}
Date of Appraiser’s Certificate {{ $customer->date ? $customer->date->format('d/m/Y') : now()->format('d/m/Y') }}
{{-- --- PHP LOGIC FOR BANK FULL FORM --- --}} @php // Get the bank name from database, force lowercase for comparison $rawBank = strtolower($customer->bank->bank ?? ''); // Define mapping for short forms $bankList = [ 'sbi' => 'State Bank of India', 'bob' => 'Bank of Baroda', 'pnb' => 'Punjab National Bank', 'boi' => 'Bank of India', 'hdfc' => 'HDFC Bank', 'icici' => 'ICICI Bank', 'canara' => 'Canara Bank', 'union' => 'Union Bank of India', 'idbi' => 'IDBI Bank', 'cbi' => 'Central Bank of India', 'iob' => 'Indian Overseas Bank' ]; // Check if abbreviation exists in list, otherwise just Capitalize the original text $finalBankName = $bankList[$rawBank] ?? ucwords($customer->bank->bank ?? 'Bank Name'); @endphp

The Branch Manager,
{{-- Display Full Bank Name --}} {{ $finalBankName }}
{{-- Display Branch Address --}} {{ $customer->branch->branch_address ?? 'Branch Address' }}
{{-- Display Code (Branch Name ke niche/bagal me) --}} (Branch Code: {{ $customer->bank->bank_code ?? $customer->branch->branch_code ?? 'N/A' }})

Madam/Dear Sir,

I hereby certify that the ornaments/Coins of the above mentioned gold loan account have been weighed and appraised by me on {{ $customer->date ? $customer->date->format('d/m/Y') : '________' }} in the presence of Sri/Smt. {{ $customer->cash_incharge ?? '_____________' }} (Cash in charge) and Sri/Smt. {{ $customer->joint_custody_officer ?? '_____________' }} (Joint Custody Officer) The exact weight, purity of the metal and market value of each item are indicated below:

{{-- GOLD ITEMS TABLE --}} @php $i = 1; $gross = $net = $total = 0; @endphp @foreach($items as $item) @php $gross += $item->gross_weight; $net += $item->net_weight; $total += $item->market_value; @endphp @endforeach
Sl No Description of Article Gross Weight Approx Purity of the Article (Carat) Net Weight (Grams) Market Value (Rs)
{{ $i++ }} {{ $item->description }} {{ number_format($item->gross_weight, 2) }} {{ $item->purity }} {{ number_format($item->net_weight, 2) }} {{ number_format($item->market_value, 2) }}
TOTAL {{ number_format($gross, 2) }} {{ number_format($net, 2) }} {{ number_format($total, 2) }}

Method(s) used for purity testing: _______________________________________

I solemnly declare that weight & purity of the gold ornaments/precious stones indicated above are correct and I undertake to indemnify the Bank against any loss it may sustain on account of any inaccuracy in appraisal.

Yours faithfully



Cash Officer in Charge




(Seal)


Name & Signature of the Appraiser Joint Custody Officer